A lot has changed since the 1900s when people would stow their hard-earned funds in a coffee can under the floorboards. Can you imagine living in a time when you couldn’t access your money 24/7? With no ATMs until the 1980s, that’s how everyone lived! With the advent of new technology, cultural advancements and the impact of world events, individuals and families have changed how they manage their money. Whether driven by new products in the industry or shifts in cultural spending habits, the history of banking highlights major changes in the history of American people. Until the 21st century, checking accounts were managed in person at a local branch. 100 years ago you might have paid a local doctor or lawyer in whole goods instead of cash. Prior to the 1950s, you might have to wait for days to get access to funds on vacation or to make a transfer between institutions. Now, everything we need is available with just a few keystrokes or a mobile app, and the banking industry is dreaming up new innovations daily. Travel through time to learn how new account options, electronic transfers, direct deposit functions and mobile banking changed the face of banking history in the infographic below from Citizens Bank